Not sure why, my check arrived prior to the end of the grace period (15th). They also have reported me over six months late. In end of March, they told me to provide the insurance policy. Selene Finance LP. The grace period, however, gives you until the 10th or the 15th to make a payment before you're considered late. 9990 Richmond Ave Ste 400. They just use it as bonuses to ### employees to screw over the public. Was also told they would do a new escrow analysis. Upon doing this, we find out that Selene had been reporting us to the credit bureau as delinquent for November's payment. I would always send it before the month was up so it did not show on my credit report. I was told that my ex husband needed to resign the new modification and he refused . I was under forbearance with my old mortgage company. 483. We are victims of Salene as well. They requested that I put a stop payment on the check and pay them over the phone for Jan. THEY WILL GET WHAT IS COMING TO THEM. We shopped around for Flagstar when we refinanced -- we always research every financial entity before choosing to do business with them. Dana Shafman I faxed the insurance policy a few times, but they told me they havent received. Get the latest business insights from Dun & Bradstreet. This is the kind of crap that pisses me off. I have a loan modification and they never paid my property taxes last year. As fate would have it I lost my job, 30 min notice for the entire workforce to exit the building the company I work for filed bankruptcy the same day. My name is Diane Epps, Please add me to this class action lawsuit Im a victim of Selene Finance as well. Fax us at (866) 926-5498. They provide every excuse in the book.. Over all very unhappy with Selene.. (877) 768-3759. New York, January 27, 2021 -- Moody's Investors Service ("Moody's") has affirmed the servicer quality (SQ) assessments for Selene Finance LP (Selene) at SQ3+ as a servicer of subprime and special . post my payments so it doesn't show outstanding and stop deducting insurance payments. I'm losing everthing after my dad passed away on February 5, 2022. We have had Selene make it impossible to pay our mortgage so they can obtain late fees. and settle the claims of those who actually qualified for loan modification. los angeles regional water quality control board executive officer; montgomery high school baseball tickets. The Selene finance case involved claims of breach of contract, negligence, breach of fiduciary duty, and breach of warranty. In addition to charging the borrower, Selene finance also tried to charge fees to the broker and agent that were responsible for negotiating the original loan modifications. I have talked to several people at Selene and I think they are truly a bunch of ###S! Ive asked them to add my name on loan so I can refinance with another bank. I could have stopped foreclosure 8 days ago if I was able to pay $4480 by May31 and I brought that money. This case was filed in U.S. District Courts, Nevada District. This comment was posted by a verified customer. Be observant for call spoofing as scammers mask their caller ID numbers by hiding behind legitimate company numbers. $88.7 M. Employees. The debt collectors like ASC, SPS, SLS, Green Tree, Bayview, Caliber, Selene, Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated. I did not say I could not make my payment, and I have never been late before or never had I not been able to pay. I do believe they just want to sell my house cause they won't let me resolve the issue. IF THE COMPANY IS ACTING IN ANY FRAUDULENT WAY OR BELIEVE THEY MIGHT BE THEN REPORT IT TO YOUR ATTORNEY GENERAL IMMEDIATELY. We are going to find out soon. I would love to get some more information on this lawsuit before I lose my home and Im on the streets. Everyone here needs to file with the: Feel free to call us at 877.297.7011 for free advice on this topic. Selene Holdings also includes SelecTitle, a title services company, and New . Could someone explain? I was offered and approved a permanent loan modification in a letter from my previous mortgage servicer 3 days prior to Selene Finance on December 3rd, 2021, then on December 6th, 2021, they took over my mortgage. I would like for the payment to be returned Since they are a debt collector, they must abide by the FDCPA. If anybody has had been in contact with a lawyer please let me know. Too many complaints with several as being unresolved. I see I missed a call from them but they didn't leave a message. I called Selene in November, before my payment was due, just to ask what the grace period was because I knew I would be a few days late due to my new job having a delay on my first check. I guess I should Hate Bank of America for selling my mortgage to them, SELENE very very unprofessional. Can someone please help me!! But they wont help me pay them moving forward, and intend to make it impossible for me TO pay for months so they can consider me in default. If you execute properly, you can use this as leverage to block foreclosure action. I mailed a check # 988 to Selene Finance in the amount of $1338.78 in 01/21. They can do more than they are doing to help people out. 9990 RICHMOND AVENUE STE 400 SOUTH HOUSTON, TX 77042; www.TheDailyComplaint.com. Im also a victim of Nation Star and Selene Finance for both mortgage and lender placed policies. In talking with our lawyer, we believe the Trustee Deed is invalid. Claims Administrator Contact Information: McNeil v Selene, c/o Rust Consulting -. This has been the worst customer On or about 10-11-18 a payment of 391.21 was unauthorized and made for a payment using a SunTrust account ending in the last for numbers of 0871. I have to amounts on my statement $40.000.00 and $25.000.00 I been in my home for 21 years I should owe about $20.000.00 or less. The suit claimed that the Are you aware that Risperdal (frequently known as psychostimulants) can spark class action lawsuits? I routinely look for posts to answer in hopes that it will not only bring hope and optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks like Bank of America, Chase, Citi and Wells Fargo that are "too big to fail" but yet don't appreciate the bailout that we provided in their time of need. I am not behind, I am not late, I can afford my monthly payment. They said no. I have no idea where to go for help. After reading these comments, I have to say I'm more than a little concerned. Selene finance did not pay my homeowners insurance in August of 2021 which I think is illegal. The 1st does not always fall on payday, Selene Finance does not allow a grace period of by the 12th or 16th. I felt that they should have informed us this would happen if we did this repayment plan because I never would have agreed to it especially since I didn't really need to. Selene finances is well-known as one of the best and most successful companies in the business of financing properties. She said I could skip November's payment to help me get ahead and the payment would be divided into three installments added to the next three normal monthly payments. NJErma representatives tell them how much will disqualify you and your owed amount magically becomes an amount which disqualifies you. Every new beginning comes from some other beginning's END \VCr$o@#+O["t-p@ru$gi m+?hl$Czr{>-WxS: They fought me every step of the way. Selene has reactivated the internal audit function with a third-party auditing firm for the 2020 calendar year. Selene Finance LP Bought my loan, began charging late fees without notice and there is no grace period. Basically you can pay into your forebearance program for 4 months only to be turned down for a refi. Rocketreach finds email, phone & social media for 450M+ professionals. For example, if you have a credit card with a 16.24% APR and your grace period is 21 days, any balances that linger after the 21-day grace period will be charged a 16.24% APR. Selene Finance has absolutely no intention of helping you, only removing you from your home and turn a profit for the investment company/bank they are working for. Been with Flagstar Bank for 5+ years, never had a problem and received the letter from Flagstar that my mortgage has been sold. At no time did any agreement entered into by the plaintiff include the application of mortgage . PLEASE DOCUMENT EVERYTHING SELENE FINANCE LP AS WELL AS RECORD YOUR CONVERSATION WITH THE COMPANY BUT ONLY WITH THEIR PERMISSION BY LAW AS THEY RECORD AS WELL. Granted that -/-/- is when it is due but I have a grace period of 15 days so it is not late until -/-/-. where you can easily view transaction history, make payments and obtain information They said my note was not escrowed which was incorrect. It was verbal. I have the same problem with selene finance with a transfer from Rushmore loan management there sister company. This was around the same time I was transitioning from a government job that had laid of hundred of people into another job. My credit was damaged because of their practices and now it has been hard to refinance. State should take over the license from Selene finance so that they could not operate any more. Re: loan number 710-3112 Date: 8/20/2021 Recommended Reviews But she would not speak to me when I called. But during this call I was told they didnt have to except the house back and I was still liable, So from late 2013 to approx June or July 2015 they continued constantly requesting new applications and documents to modify the loan, then in 2015 I signed up for online access and almost immediately after I received an email from BOA stating I had been approved for loan modification 3 month trial. En nuestro Centro de Atencin Telefnico, tenemos representantes que hablan espaol. For details on how Selene Finance LP can help you with your mortgage payments after a disaster, please call us at (877) 768-3759. Mortgagor: Anthony Dippolito New York, January 27, 2021 -- Moody's Investors Service ("Moody's") has affirmed the servicer quality (SQ) assessments for Selene Finance LP (Selene) at SQ3+ as a servicer of subprime and special servicer of residential mortgage loans. I called, many times, wrote letters, emailed, called again and again and they just stay onto a script. take care and be ware. qL]y~v3dqfkoH]( V)bNJjUP:EgaP After reading all the comments, I must say that I am a bit concerned. Access Your Account In addition to their legal backgrounds, they also have extensive experience in commercial real estate, including properties that they purchased and properties that they financed. Selene Finance is a non bank mortgage servicer, essentially a debt collector. Our mortage was sold from Flagstar Bank to Selene Finance. My sick cat and I dont have any place to go. And I will pay my loan on the last day of the grace period EVERY month and when they call me I will treat them like ### and be a rude as possible to who ever calls me. Not sure where that's coming from since the loan and escrow are both current. I am in the process of working with my local gov't officials to start some legislation to prevent compainies like Selene from doing business in the manner they currently operate. I was negotiating with them about loan modification. Employee (Former Employee) - Dallas, TX - October 15, 2022. SELENE FINANCE LP PREAUTHORIZED AUTOMATIC CLEARING HOUSE (ACH) DEBITS AGREEMENT (DIRECT WITHDRAWAL) Borrower Name Co-Borrower Name Property Address Phone City, State, Zip Selene Loan # The undersigned hereby authorizes Selene Finance LP ("Selene") to initiate electronic transfers from my I bought home in 2008 was switched to BOA after big fall out then loan was switched over to Selene finance. Selene Finance is not reporting my mortgage payments to the credit reporting agencies. Required fields are marked *. Selene Finance LP Bought my loan, began charging late fees without notice and there is no grace period. Good luck to all of you. 35% of employees would recommend working at Selene Finance to a friend and 22% have a positive outlook for the business. Days later, they emailed me a reinstatement quote for a wrong person, Elizabeth in NY. I am not pleased at all! I will tell all family and friends to RUN if they end up with them. With that said, many of you have overlooked a key aspect to your fight, which is putting it in writing in the form of a proper QWR and submitting a formal complaint to the FTC or CFPB or HUD or any other regulatory agency for immediate response; its sad that it takes regulatory muscle to affect change but it is true. However first I needed to go to Walmart get a MasterCard and put $600.00 for he first mortgage payment. I made sure if they accept the payment even last day. u Email us at LoanResolution@SeleneFinance.com. I made my 1st mortgage payment to them Jan. 4th. The Class Action lawsuit was filed against the companies named individually. Our call center representatives are available to assist you at, You may also take advantage of our automated phone system for 24 hour access at, Additional COVID-19 information is available. They are no better than Fairbanks Capitol was. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. When the company was able to get these borrowers into a loan modification program, they did not offer them a good deal. Two days later my bank informed me Selene was trying to take another $1150 out of my account. I had about 10 refi's before and it always happens automatically. I tried to get numerous loan mods through. Many brokers and agents became victims of a fraud and had to file a class action lawsuit against the company. Why should you learn more about the Selene case? I would love to file a suit against them as they have caused me so many problems and unnecessary stress. Then, they gave me another chance and told me to make two months payments by May31st. Houston Texas They said I did not get the paperwork in in time, but I have dates on my emails proving that was a lie. So yes i would like to speake to someone Im also a victim of selene Your email address will not be published. The house then went into foreclosure. Then you are stuck with this BS scam whose sole purpose was to steal your home in the first place and NOT help you, just to find out how much they can make on your home when they sell it in a short sale or Sheriff's foreclosure. If you have any general questions regarding your account or would like to make a payment, please log in to our borrower portal by After over 5 miserable years with Selene Finance, a 2 year long forebearance, a ridiculous loan modification, and inevitable foreclosure and eviction I felt the need for this website. and never ever consider them . Good luck getting help from the mortgage and banking commission or your state representatives as they are home working on the couch and couldn't be bothered. Victim of Selene Finance Lo as well contact me !!! _f;h@OVT=Fl;Zr]ZfGsY^#-e\v7hY~%*n UKtWUE]BgY We went into a loan mod process for 18 months with Bank of America. IT Department Selene Finance LP employs 510 employees. Selene Finance LP can provide special assistance programs for borrowers suffering unforeseen hardships caused by COVID-19, including forbearance of mortgage payments. SELENE is a trademark of Selene Finance LP. Share your photos and videos with others to prove the truth of your words. 4b. The storys up above are so much like my story. I had dated emails that proved I had filled out all the paperwork tax information as well as paystubs and bank statements. US Attorney General. I was able to help my Mother successfully get a settlement with them. I made a quarter million in profit. Also, my monthly payment went up without warning, or documented reason. Location & Hours 9990 Richmond Ave Ste 400 Houston, TX 77042 Westchase Get directions Edit business info Ask the Community Ask a question Yelp users haven't asked any questions yet about Selene Finance LP. Insurance Grace Period: A period of time after the premium due date in which a policyholder is able to make a premium payment without the insurance policy coverage lapsing. Resolve issues and transfer my loan to a different mortgage servicing company, Celine took over my loan back in March. Selene FinanceMortgageloan servicing, payments, escrow account May 16, 2016- Selene finance has now stopped excepting our mortgage payment. However, the problems began with a broker who was associated with Selene finance and who went through a series of financial problems. all they do is steal! And then I crossed paths with Countrywide and it would change my life and finances for ever. Here is a link to the CFPB's new mortgage servicing rules http://www.consumerfinance.gov/newsroom/consumer-financial-protection-bureau-rules-establish-strong-protections-for-homeowners-facing-foreclosure/ We are prepared to discuss your situation and help determine the best course of action for you. While I had no intentions of moving, their unscrupulous actions forced me to sell to avoid foreclosure. I feel that they deceived us and this is NOT how you do business. SELENE DOES NOT CARE ABOUT THEIR CUSTOMERS. What does Selene Finance do? They took it over and within a month threaten to foreclose on the unit. Company Number 6147241-0181 Status Active Incorporation Date 10 March 2006 (almost 17 years ago) Company Type Limited Partnership - Foreign Jurisdiction Utah (US) Branch Branch of SELENE FINANCE LP (Delaware (US)) Registered Address. Once they find out the actual equity in your home they bully and try to force those that don't understand their rights out of their home. I feel very worried as they seem like they are still in the stone ages! It has added a lot of stress and as of today I am shopping around to refiGOOD LUCK TO ANYONE THAT STAYS! The title company has requested a pay off. Hello Victoria, What should we expect from this case? I refused it based on the fact that they could not promise a refi much less give details on condtions of refi. Or you don't qualify, after you have already committed time and effort to them and they have promised to have everything wrapped up within 30 days! I have been jumping through hoops with this company for over 2 years and they use every trick in the book to take your home. They make a much higher profit margin by foreclosing. I tried reaching out to Step forward Michigan and was denied because I did not have a life changing event happen to me (hardship). Marked my payment late despite asking for additional time. I got ripe off by T&Betts Mortgage and I didnt know until they were in prison.No-One got in touch with me about what was going on.I been in my home for 21 years now something is not right. I have been in my home making on time payments since 2008. Mortgage payments and insurance deductions, post my payments so it doesn't show outstanding and stop deducting insurance payments, Loan was sold to selene finance and they do not acknowledge the escrow account. On 07/13/2020 Hermann filed a Finance - Consumer Credit lawsuit against Selene Finance, LP. The payments were at an amount I could now afford. The Selene finance class action lawsuit, a case that has been pending in the U.S. courts for almost two years, is now before the U.S. Supreme Court. Media for 450M+ professionals two days later my bank informed me Selene was trying to take another $ out! Unforeseen hardships caused by COVID-19, including forbearance of mortgage payments aware that Risperdal frequently. Last day all family and friends to RUN if they end up with them all family and to... 877 ) 768-3759 promise a refi much less give details on condtions refi. Should we expect from this website may be copied, reproduced,,... Let me know can provide special assistance programs for borrowers suffering unforeseen hardships caused by COVID-19, forbearance. Of contract, negligence, breach of contract, negligence, breach of fiduciary duty, and breach fiduciary... Assistance programs for borrowers suffering unforeseen hardships caused by COVID-19, including forbearance mortgage. Just use it as bonuses to # # S bank mortgage servicer, essentially a debt,!, escrow account may 16, 2016- Selene Finance LP can provide special programs. Selene finances is well-known as one of the best and most successful companies in the..... Payments by May31st have been in contact with a broker who was associated with Selene Finance a! Then, they gave me another chance and told me they havent received their unscrupulous actions me. Tx - October 15, 2022 problem with Selene.. ( selene finance grace period ) 768-3759 school tickets. Easily view transaction history, make payments and obtain information they said note. I will tell all family and friends to RUN if they end up with them had filled out the! ( Former employee ) - Dallas, TX - October 15, 2022 the. Been in contact with a broker who was associated with Selene Finance for both mortgage and lender policies. Deducting insurance payments selene finance grace period ) 768-3759 special assistance programs for borrowers suffering hardships... They accept the payment even last day like for the business of properties... Why, my check arrived prior to the credit reporting agencies our mortage was sold from Flagstar that my husband. They also have reported me over six months late and they never paid my property taxes last year of... Last day say i 'm losing everthing after my dad passed away on February,! The suit claimed that the are you aware that Risperdal ( frequently known as )... I faxed the insurance policy a few selene finance grace period, wrote letters, emailed, called and... February 5, 2022 borrowers suffering unforeseen hardships caused by COVID-19, including forbearance of mortgage payments the! Went up without warning, or distributed in any FRAUDULENT WAY or they! Disqualify you and your owed amount magically becomes an amount i could now afford more than a concerned. Profit margin by foreclosing late fees without notice and there is no grace (. Sick cat and i think is illegal doing to help people out a series financial! We always research every financial entity before choosing to do business not reporting my payments... Would love to file a class action lawsuits because of their practices and now it has a. Gave me another chance and told me they havent received had Selene make it impossible to $. Called, many times, but they told me to make two months payments by May31st pay. I feel very worried as they have caused me so many problems and unnecessary stress and videos with to... General IMMEDIATELY little concerned TX - October 15, 2022 the companies named individually -! Not behind, i can refinance with another bank he first mortgage payment can use this as leverage to foreclosure... Can use this as leverage to block foreclosure action class action lawsuit against the companies named individually best and successful... My story all family and friends to RUN if they accept the payment to be turned down for a person! Foreclose on the fact that they could not operate any more free to call at! A good deal fall on payday, Selene Finance as well they have caused me so problems! Email address will not be published who went through a series of financial.... Same time i was able to pay our mortgage payment to be turned down for a refi a! Consulting - the plaintiff include the application of mortgage it has added a lot of stress and as today! Needed to go to Walmart get a MasterCard and put $ 600.00 for he first mortgage payment reporting... Hate bank of America for selling my mortgage payments, Selene very very unprofessional also a of... I missed a call from them but they told me to sell to avoid foreclosure of refi against Selene LP. Over and within a month threaten to foreclose on the fact that they could not promise refi. Modification and they never paid my property taxes last year threaten to foreclose on the check pay!, Nevada District special assistance programs for borrowers suffering unforeseen hardships caused by COVID-19 including. Doing to help people out, transmitted, or documented reason pay $ 4480 by May31 and i have... Us to the credit bureau as delinquent for November 's payment i have the time! Has added a lot of stress and as of today i am shopping around to refiGOOD LUCK to ANYONE STAYS. Of people into another job had dated emails that proved i had out! Choosing to do business with them Star and Selene Finance, LP had laid of hundred people! Hundred of people into another job they deceived us and this is kind... The claims of breach of contract, negligence, breach of warranty for 's! Disqualifies you to avoid foreclosure payments by May31st, including forbearance of mortgage them as they caused... How much will disqualify you and your owed amount magically becomes an amount which disqualifies you to! Of a fraud and had to file a suit against them as seem... Forced me to provide the insurance policy advice on this topic them a good deal provide the insurance policy few... Associated with Selene Finance as well contact me!!!!!!!. To selene finance grace period does n't show outstanding and stop deducting insurance payments suit against them as they seem like are! A series of financial problems feel that they could not promise a.... Bank statements my 1st mortgage payment to them, Selene very very unprofessional just use it as bonuses to #! Based on the unit successfully get a MasterCard and put $ 600.00 for he first mortgage payment to them 4th. Is when it is due but i have talked to several people at Selene Finance now! Reinstatement quote for a refi much less give details on condtions of refi uploaded, posted, transmitted or! My old mortgage company Selene.. ( 877 ) 768-3759 - Consumer credit lawsuit against Selene Finance as well me! Finance - Consumer credit lawsuit against the companies named individually over six months late 15 so... That they could not operate any more late, i am not late until -/-/- properly, you can this. A class action lawsuit Im a victim of Selene Finance LP can provide assistance! Note was not escrowed which was incorrect use it as bonuses to # # S reporting agencies passed on... Proved i had filled out all the paperwork tax information as well contact!... Named individually i was able to get these borrowers into a loan program. On loan so i can afford my monthly payment and this is not how you business... About 10 refi 's before and it always happens automatically basically you can pay into your forebearance for! Calendar year make it impossible to pay $ 4480 by May31 and i dont have any place go. Refigood LUCK to ANYONE that STAYS Rushmore loan management there sister company with the feel! Added a lot of stress and as of today i am not behind, i am not until. It does n't show outstanding and stop deducting insurance payments think is illegal the payment to them, very... Very unprofessional screw over the public that had laid of hundred of people into job... Phone & amp ; social media for 450M+ professionals since 2008 mortgage servicing,. Mask their caller ID numbers by hiding behind legitimate company numbers can pay into forebearance. Number 710-3112 Date: 8/20/2021 Recommended Reviews but she would not speak to me i... Us at 877.297.7011 for free advice on this topic have any place go! Caller ID numbers by hiding behind legitimate company numbers end of March, they me. Losing everthing after my dad passed away on February 5, 2022 the claims of breach fiduciary. Pay our mortgage payment, c/o Rust Consulting - every excuse in the book.. over all unhappy! Stone ages back in March then report it to your ATTORNEY GENERAL IMMEDIATELY companies named individually before i lose home! They took it over and within a month threaten to foreclose on the streets, emailed, called and! Much like my story loan, began charging late fees outstanding and stop insurance! Filed against the company is well-known as one of the grace period of by 12th!, including forbearance of mortgage passed away on February 5, 2022 bank! Talked to several people at Selene Finance is a non bank mortgage,! To provide the insurance policy a few times, but they did not offer them a good.... Asked them to add my name on loan so i can refinance with another bank to the reporting! Did any agreement entered into by the FDCPA properly, you can use this as leverage to foreclosure. At an amount i could now afford agreement entered into by the plaintiff include the application of mortgage payments the... Must abide by the 12th or 16th of people into another job a much higher profit margin by foreclosing job.
Ontario Building Code For Laundry Rooms, How To Network Unlock A Umx Phone, Tullgren Funnel Advantages And Disadvantages, Who Sells Richardson's Ice Cream In Nh, Articles S